Personal Loans

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HOLIDAY LOANS!

Get ready to make this holiday season memorable with Valley Credit Union’s Holiday Loan! Whether you’re checking off a wish list, planning a family gathering, or simply want to spread a little extra cheer, our Holiday Loan has you covered. With flexible terms and competitive rates, you can enjoy the season’s magic without stretching your budget. Let us help you Make Your Move toward a brighter and more enjoyable holiday season —apply today and make this season one to remember!

• As low as 5.99% APR* for credit scores of 700 and above
• As low as 8.99% APR* for credit scores of 699 and below
• Maximum loan term: 12 months
• Loan amounts: $500 minimum to $5,000 maximum

*APR (Annual Percentage Rate) as low as 5.99% is available for qualifying applicants with credit scores of 700 or higher. Actual APR may vary based on creditworthiness and other factors, including any applicable pre-paid finance charges. Membership eligibility and credit approval are required. Offer valid from November 1, 2024, to December 24, 2024.

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• Finance any of your plans and goals, big or small
• Competitive rates for a wide variety of personal demands:
  • Vehicle repairs or updates
  • Family vacation
  • Education expenses
  • Personal projects or startups
  • And more
• Repayment terms customized to fit your unique situation
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.

With Debt Protection, your loan balance or monthly loan payments will be canceled without penalty or added interest in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected.

Your choice on this product does not affect our credit decision.