Home Mortgage Loans

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• Competitive rates for home purchase or refinancing
• Available for primary residence, second homes, vacation homes, or investment properties
• A wide range of terms customized to your unique situation
• Variety of financing programs available, including:
  • 1st Time Home Buyers Program
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Development Loans
• Helpful loan advisors with working knowledge of the local real estate market
• Get pre-approved for extra confidence when buying your home
• Refinance your current home to potentially lower your rate
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

Meet Our Mortgage Team

View our NMLS Registry Information for Valley Credit Union Mortgage Loan Originators.

When applying, you will need the following items: 

• 30 days of payroll stubs
• 2 years of federal income taxes and W-2s (all pages, including all schedules if applicable)
• 2 months of bank statements
• Mortgage statement(s)
• Homeowner insurance information
• Copy of property tax statement
• Copies of IDs
• Copy of Buy/Sell Agreement if applicable