Blog

In today's financial landscape, a checking account is more than just a place to store your money. With the advent of rewards checking accounts, the traditional checking account has transformed into a tool for earning and saving. These accounts, offering benefits such as dividends and ATM fee refunds, provide a host of advantages that can significantly enhance your banking experience.

Earn Dividends on Your Balance

One of the most compelling benefits of a rewards checking account is the ability to earn dividends. Unlike standard checking accounts, which typically offer no interest, rewards checking accounts pay you dividends on your balance. This means your money doesn't just sit idly by; it works for you, growing over time. Even a modest balance can accumulate dividends, giving you an extra financial boost. This feature is especially beneficial in today's environment, where finding a good return on your money in your checking account can be challenging.

ATM Fee Refunds: Access Your Money Anywhere

Another significant advantage of rewards checking accounts is ATM fee refunds. Traditional checking accounts often come with hefty fees for using out-of-network ATMs, which can quickly add up, especially if you travel frequently or live in an area with limited access to your bank's ATMs. With ATM fee refunds, you can use any ATM, anywhere, without worrying about the cost. This flexibility ensures you have convenient access to your funds whenever and wherever you need them, without the added stress of extra fees.

The Convenience and Security of Digital Banking

Rewards checking accounts often come with a suite of digital banking tools that make managing your finances easier and more secure. Features like mobile check deposit, online bill pay, and transaction alerts give you control over your account from the convenience of your smartphone or computer. These tools not only save you time but also enhance the security of your account by keeping you informed of any unusual activity.

Enhanced Financial Flexibility

The combination of earning dividends and receiving ATM fee refunds provides unparalleled financial flexibility. You can grow your balance through earned dividends while having the freedom to access your money without incurring extra charges. This balance of growth and accessibility makes rewards checking accounts an excellent choice for anyone looking to make the most of their everyday banking.

Conclusion: Valley Credit Union's Rewards Checking Account

At Valley Credit Union, we understand the importance of maximizing the benefits of your checking account. That’s why we offer a Rewards Checking account that pays you dividends and refunds your ATM fees. With our Rewards Checking, you can enjoy the convenience and flexibility of accessing your money anywhere, all while earning dividends on your balance. It's just one of the many ways Valley Credit Union is committed to helping you achieve your financial goals.

Ready to unlock the benefits of a Rewards Checking account? Make Your Move and visit any of our 11 branches today or visit our Rewards Checking page here!